Loans & Lines of Credit

A simple, straightforward way to borrow.

As your community bank, we use local deposits to make loans where our depositors live and work. When you need access to extra money — whether for a major purchase or to meet unexpected expenses — our loan officers are happy to sit down with you and offer the best loan solution to suit your needs*.

First Credit Line

With this unsecured line of credit, you can tap funds to meet interim cash-flow needs as well as provide overdraft protection for your personal checking account. Just write a check or use your ATM or Debit Card to access your credit line when linked to a Foothills Community Bank checking account. Credit lines of $2,500 and more are available.

Overdraft Protection

Protect your Foothills Community Bank checking account from costly overdrafts. Automatic Overdraft Protection is available in amounts of $500 to $2,500.

Home Equity Lines of Credit

Put the equity in your home to work for you and choose from versatile repayment options. A HELOC offers greater flexibility, and easy access to your funds. 

Construction Loans

Choose from several options for financing construction of your personal residence or second home. We offer the flexibility to provide construction financing.

Installment Loans

Enjoy flexible terms and competitive rates for purchases or refinances.  We can match an installment loan to just about any need you may have including:

  • The home of your dreams
  • Automobiles, recreational vehicles, aircraft and boats
  • Debt consolidation


*Eligibility requirements apply for all loans and lines of credit.


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